Real People Application
Building, extending, renovating or improving your home? With a Real People Home Improvement loan, you have the convenience of financing your homebuilding materials to create your dream home.
With over 600 participating hardware retail stores, country-wide, you can choose where you want to purchase your homebuilding materials with ease.
In-store application process
- STEP 1: Visit a participating store.
- STEP 2: Ask about a Real People loan from a friendly credit consultant.
- STEP 3: Check the loan amount you qualify for.
- STEP 4: Choose your homebuilding materials in store.
- STEP 5: Complete the Real People loan application in-store.
- STEP 6: Get approval within 2 hours*.
- STEP 7: Real People will pay the store directly for your homebuilding materials.
*Subject to all required documents being submitted when initially applying for the loan and all underwriting criteria being met.
What you need to apply:
- Valid SA ID or driver’s license.
- RICA Registered Cellphone number.
- Payslips and bank statements:
- Your most recent pay slip and bank statement showing latest 3 salary deposits; OR
- Latest 3 payslips; OR
- 3 months’ bank statements (if you are self-employed)
You can apply if:
- You are permanently employed, self-employed or employed under contract.
- You earn a salary of at least R 2 000 per month & have your salary electronically deposited into a bank account.
- You are between 18 & 64 years’ old.